Build Your Quote
Enter your typical Mythic+ group details below. Our algorithm uses actuarial data from over 2.4 million insured keystones to calculate your personalized monthly premium.
How it works: Your premium is calculated based on key level, group composition, time of day, day of week, and dungeon selection. Each factor has a risk multiplier (see our Risk Assessment Tables for full data). All multipliers are applied to a $4.99 base rate.
Group Composition
Select the spec for each group member. This determines melee/ranged balance, utility availability, and role-specific risk factors.
When Do You Run?
Dungeon Selection
Sample Scenarios
Not sure how the calculator works? Here are some example configurations and their estimated premiums:
| Scenario | Key | Comp | When | Est. Premium | Risk |
|---|---|---|---|---|---|
| "The Safe Run" | +12 | Prot Pally, Resto Shaman, Mage, Lock, Hunter | Thursday afternoon | $10.22/mo | Low |
| "Average PUG" | +17 | Blood DK, Holy Priest, Rogue, DH, Ret Pally | Saturday evening | $48.90/mo | High |
| "Tuesday Chaos" | +20 | Guardian Druid, Disc Priest, 3× Melee | Tuesday late night | $215.40/mo | Extreme |
| "The Nightmare" | +25 | Bear Tank, MW Monk, 3× Melee, no lust | Sunday 3 AM, Junkyard | $4,812.67/mo | Catastrophic |
Reminder: These are estimates only. Actual premiums are calculated at time of policy binding. Rates are subject to seasonal adjustments and Acts of Blizzard exclusions.